Retirement Tip

📌RETIREMENT TIP 📌

A big portion of people who retire earlier than they expected were sidelined by illness or disability. Taking care of a family member can also derail plans, as can being downsized or pushed out of a job.

If your #retirementplan is centered around the assumption you will just keep working longer, please consider these important steps:

1️⃣ Keep Saving. If you are not saving for retirement, or aren’t pushing yourself to save even more, you are putting your future security at risk. The best way to navigate the unknown is to hope for the best and plan for the worst. In this case, not being able to keep working longer is a “worst” case scenario. Plan for that by committing to save as much as possible today in your retirement accounts.

2️⃣ Keep Sharp. I know you’ve heard plenty about keeping your work skills up to date, but you still haven’t done much. If there’s no on-the-job training available, check for online courses; there are plenty of terrific web-based classes you can take. Or look into whether your local community college has useful courses in your field.

3️⃣ Keep Fit. The healthier you are, the less susceptible you may be to certain illnesses. There’s also the mind-body connection; I am a believer that when you feel physically strong it spills over into a frame of mind that can make you ever more valuable at work. Besides, I want you to be in the best shape possible for when you do retire, so you can enjoy yourself!