XFIGROUP Home Owner Program
From Renter to Homeowner in 6–12 Months—No Down Payment, No Perfect Credit Required
Are you currently renting and dreaming of owning your own home? Whether your credit needs work or you’re starting from scratch, our Home Owner Program is designed to help you transition from renter to homeowner—strategically, affordably, and confidently.
Plan Smart.
Buy Confident.
Build Your Future.
CERTIFIED
EXPERTS
TRUSTED
ADVISORS
DALLAS - MEMPHIS - HOUSTON - BASED
CONCIERGE SERVICES
Guiding first time buyers with confidence, clairty and proven strategies
Hear From Your Financial Advisor -Jay Taylor
“I didn’t grow up learning about money—but I studied, got certified, and built systems that work. Now I teach others how to do the same. Whether you’re buried in debt or just starting out, I’ll help you build a path to ownership, wealth, and peace of mind.”
Ready to Get Started?
Low Down Payment Required
No Perfect Credit Needed
Fast Funding Access
Certified Financial Guidance
Real Results in 6–12 Months
203(k) Rehabilitation Mortgage Insurance Program
WITH THE 203(k) Rehabilitation Mortgage Insurance Program
Section 203(k) insures mortgages covering the purchase or
refinancing and rehabilitation of a home that is at least a year old. A portion of the loan proceeds are used to pay the seller, or, if a refinance, to pay off the existing mortgage, and the remaining funds are placed in an escrow account and released when the rehabilitation is completed.
Ready to Stop Renting and Start Owning?
If you're tired of renting and want to build real equity—even with less-than-perfect credit—this program is built for you. We help aspiring homeowners like you qualify, prepare, and purchase their first home using a step-by-step system that works.
WHAT THIS PROGRAM INCLUDES
Credit Audit & Financial Analysis
Weekly Strategy Sessions
Healthy Credit Mix Setup
Home Buyer Game Plan
Credit Restoration Blueprint
Credit Monitoring & Maintenance
Lender Access & Fast Funding
We assess your credit and finances to build your custom roadmap
Stay on track with scheduled check-ins and expert guidance
Add 8 guaranteed tradelines (Visa, Discover, Macy’s, BP Gas, etc.).
Includes savings goals,
budgeting tools, and XFIGRP monitoring
Repair
and rebuild your credit
with proven tools and support.
Ongoing support through our proprietary XFIGRP system.
Get matched with lenders—funding often available within 48 hours
Free Budgeting Class: Build a Life You Can Afford
Most people were never taught how to manage money and that’s where we come in.
In this free class, you’ll learn:
• How to analyze your income vs. expenses
• Whether you have a “spending” or “earning” problem
• Step-by-step strategies to fix it—so you can afford vacations, investments, or your first home
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Decide Whether You're Ready To Buy A Home
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Calculate How Much You Can Afford On A House
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Save For A Down Payment and Closing Costs
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Decide What Type Of Mortgage is Right For You
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Get PreApproved For A Mortgage
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Find The Right Real Estate Agent For You
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Being House Hunting
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Make An Offer On A Home
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Get A Home Inspection
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Get A Home Appraisal
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Ask For Repairs Or Credits
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Do A Final Walkthrough
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Cose On YOUR NEW HOME!!!!!!!!